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Decisions Decisions

By published on 14/12/2016  


With lenders criteria tightening in some cases, I have highlighted below some tips to ensure you stand the best chance of being approved for a ‘decision in principle’ This is usually the point at which a lender credit scores you.

  1. Get on the voters roll.
  2. Set up a direct debit for the minimum paym

Can self-employed people get a mortgage?

By published on 11/12/2016  


Many of the new enquiries we receive at Chancery are from people who are self-employed. I have covered below a few of the questions

How is my income treated for lending purposes?

Where sole traders/LLP’s or partnerships are concerned lenders will generally only accept a client’s net income after all expenses have been offset. Fo

Why use a mortgage broker?

By published on 06/12/2016  

 

A professional mortgage broker can provide a level of service that a borrower cannot obtain direct from a lender and certainly not from a comparison site.

The key issue is advice. For those who want to take out the biggest loan they are ever likely to have without obtaining any kind of advice then the internet has a wealth of information. Howev