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Deptford High Street Improvements & Oppertunities

By published on 31/03/2017  

Three years on from the initial proposal that 28 Deptford High Street (the former Law Centre) should be refurbished and made available for 'community use', prospective tenants are being given just a few weeks to put forward business plans and bid to take over the space.

The funding which has been used to refurbish the shop has come via a rather convoluted route from the Outer Lond
Two firms join the London stock market this week, a video technology company and a property services supplier.

Falcon Media House, which owns patented technology that prevents buffering when streaming video online, listed this morning at a valuation of £14m after raising £4m.

On Wednesday, Dukemount Capital, a property and investment services company, will follow suit w

A county court has upheld the use of an electronic signature in an agency agreement.

The case involved south-east Wales agents Roberts and a tenant’s guarantor in a rental arrears case.

Roberts’ regional manager Nick Blight said the guarantor was trying to dispute her obligation to cover rent arrears of £3,668.

The guarantor’s defence was that the elect

What different types are there?

Although there are many different types of mortgages on the market, generally they can be split into two basic types:

  • Repayment mortgage 
    Under these arrangements you are required to make monthly payments which are made up of part capital and part interest. The structure of the repayment method normally means th

Ten Tips for First Time Buyers

By published on 28/02/2017  

With an increasing demand for property; Chloe Western has come up with the following ten tips for those of you wanting to get on the property ladder:


"1. Save up for a deposit! A lot of mortgage lenders require you save at least 10 per cent. The bigger the deposit, the cheaper the mortgage deal.

2. Find out how much you can borrow, mortgage calculators are a great wa

A new “Retirement Lifestyle Booster” mortgage offers to allow older homeowners to draw a fixed income from the value of their property.

The scheme, from Family Building Society, is unusual in that instead of a single lump sum, the property owners sign up to receiving a fixed income for up to a decade.

Interest is payable on the loan, and it is deducted from homeowner&apo

A new survey suggests that 36 per cent of Brits check out the value of their friend’s property!

Many are checking out the property value of friends, neighbours and family member’s homes, this could be out of sheer curiosity, however it also shows just how nosy the nation can be when it comes to other people’s money…

According to research men are more likely

Viewing to Purchase Ratio

By published on 17/02/2017  

Home buyers typically view between three and six properties before making an offer on the home they want, research shows.

A poll by agent Your Move of 5,000 home owners found that 41% of buyers viewed six or more properties before buying their most recent home and that 80% viewed more than three properties.

Buyers in the south-east seem to need the most choice, with 51% viewing six

First-time buyers borrowed more in 2016 than any other year since the data was recorded in 1974, lenders say.

Figures from the Council of Mortgage Lenders show that first-time buyers borrowed £53.2bn in 2016, up 13% year-on-year and amounting to 8% more loans at 338,900.

Buy-to-let lending was up 3% across the year by number of loans and grew 7% by value, with re-mortgaging ma

House prices increased by almost 10% in 2016

By published on 14/02/2017  

The average UK house price in December 2016 was £220,000 which is a 7% increase from the same period in 2015.

London unsurprisingly continues to see the highest house prices at £484,000 closely followed by the South East and East of England – a region which also saw the highest annual growth of 11.3%.

Jeremy Duncombe, director, Legal & General Mortgage Club, sa

The good news; you can now charge your phone for free!


Lewisham is one of two boroughs chosen to pilot 'smart benches' which are intended to offer free phone charging, free wifi and the opportunity to find out about local air quality as well as somewhere to sit.


Find out more at:

http://smartbench.london/

Montessori Nursery Coming to SE16

By published on 10/02/2017  

Great news for SE16 as reputable nursery announces arrival - further evidence of an upsurge in popularity of the area for homeowners.


The Lavender Pumphouse in Rotherhithe is to get a new lease of life as a nursery, the News can reveal.

The historic building, which was built in the 1920s to house equipment for levelling water in the nearby docks and later served as a muse

Decisions Decisions

By published on 14/12/2016  


With lenders criteria tightening in some cases, I have highlighted below some tips to ensure you stand the best chance of being approved for a ‘decision in principle’ This is usually the point at which a lender credit scores you.

  1. Get on the voters roll.
  2. Set up a direct debit for the minimum paym

Can self-employed people get a mortgage?

By published on 11/12/2016  


Many of the new enquiries we receive at Chancery are from people who are self-employed. I have covered below a few of the questions

How is my income treated for lending purposes?

Where sole traders/LLP’s or partnerships are concerned lenders will generally only accept a client’s net income after all expenses have been offset. Fo

Why use a mortgage broker?

By published on 06/12/2016  

 

A professional mortgage broker can provide a level of service that a borrower cannot obtain direct from a lender and certainly not from a comparison site.

The key issue is advice. For those who want to take out the biggest loan they are ever likely to have without obtaining any kind of advice then the internet has a wealth of information. Howev

February blog post

By jim published on 02/11/2016  

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